Commercial Auto & Fleet for tower and telecom contractors
Commercial auto insurance for tower contractor fleets — bucket trucks, boom trucks, crew vehicles. $1M-$2M CSL with hired and non-owned auto included.
Overview
Commercial auto covers liability and physical damage for your fleet. Tower and telecom contractors typically operate crew trucks, boom trucks, bucket trucks, cable trailers, and sometimes crane trucks. The fleet is in constant transit between sites, often on rural roads and in construction zones.
Why it matters for tower work
Telecom contractors operate specialized vehicles worth $80,000-$300,000 each (boom trucks, bucket trucks). High mileage between sites increases frequency. Hired and non-owned auto covers employee personal vehicles used for work travel.
MSA relevance
MSAs require commercial auto with minimum $1M CSL. Some require $2M. Hired and non-owned auto is typically required. The hiring party must be named as additional insured on the auto policy.
Review your commercial auto & fleet coverage
Find out if your current commercial auto & fleet meets MSA requirements for your work type.