Insurance by work type

Every telecom discipline has a unique exposure profile. Understanding the specific risks of your work type is the first step toward a program that actually covers what you do.

Tower Erection & Stacking

New tower construction including self-support lattice, guyed towers, and monopoles. Crews handle structural steel, gin pole operations, rigging, and antenna mounting at heights typically ranging from 100 to 2,000 feet.

Falls from heightGin pole and rigging failureStructural collapse during erection

Small Cell & DAS Installation

Installation of distributed antenna systems and small cell nodes on utility poles, streetlights, rooftops, and purpose-built poles. Lower heights than macro towers but high-volume, often in dense urban environments.

Work at heightTraffic exposureElectrical contact

Fiber Construction

Aerial and underground fiber optic cable installation. Includes pole attachment, lashing, splicing, directional boring, trenching, and pulling fiber through conduit. Often performed alongside or in support of wireless buildouts.

Underground utility strikesAerial work from bucket trucksTraffic control exposure

Tower Maintenance & Inspection

Line and antenna (L&A) work, structural inspections, lighting maintenance, painting, and equipment upgrades on existing towers. Crews climb existing structures to service, modify, or inspect equipment.

Falls from height on existing structuresStructural deficiency on aging towersRF exposure from active antennas

Rooftop Site Installation

Antenna and equipment installation on commercial building rooftops. Involves structural mounting, cable routing, and equipment cabinet placement. Lower height than towers but building access and structural concerns unique.

Falls from roof edgeStructural damage to buildingWaterproofing/roof membrane damage

Decommissioning & Removal

Tower removal, equipment strip, and site restoration. Includes structural dismantlement, crane-assisted removal of sections, foundation demolition, and environmental remediation.

Structural collapse during disassemblyCrane operations in tight quartersUnknown structural compromises

Structural Modification & Reinforcement

Tower strengthening, capacity upgrades, and structural modifications to support additional loading from new carrier equipment. Involves structural engineering, steel fabrication, and field welding at height.

Work on loaded/active structuresWelding at heightStructural miscalculation

Drone Inspection Services

UAV-based tower inspection, mapping, and documentation services. Drones supplement or replace climber-based visual inspections, reducing fall exposure while introducing aviation and data liability.

Drone collision with structureDrone fly-away / loss of controlPrivacy / surveillance claims