Employment Practices Liability (EPLI) for tower and telecom contractors
Coverage for employment-related claims including discrimination, harassment, and wrongful termination
Overview
Employment practices liability insurance covers claims made by employees alleging discrimination, sexual harassment, wrongful termination, retaliation, and other employment-related violations. Tower contractors face unique EPLI exposures because of the industry's physically demanding work environment, high turnover rates, remote job sites with limited oversight, and workforce demographics that can create friction.
Why it matters for tower work
Tower contractors operate in a high-turnover industry where hiring and firing decisions happen frequently. Remote job sites create environments where harassment and discrimination can occur without management visibility. OSHA safety complaints can trigger retaliation claims when workers are reassigned or terminated after raising concerns. The average EPLI claim costs $75,000-$125,000 to defend and settle.
MSA relevance
Not universally required in tower MSAs but increasingly requested by larger carriers and tower companies. When required, typical limits are $1M. EPLI is particularly relevant for contractors with 15+ employees, which triggers federal employment law thresholds including Title VII and ADA.
Review your employment practices liability (epli) coverage
Find out if your current employment practices liability (epli) meets MSA requirements for your work type.
Request a Coverage Review