Tower Contractor Insurance

Height Exclusion

Coverage Structure

A policy limitation that removes coverage for bodily injury or property damage occurring above a specified height, commonly 20 or 40 feet. Telecom and tower contractors routinely work at heights exceeding 200 feet, making this exclusion a critical coverage gap that must be removed or amended via endorsement before climbing operations begin.

Questions about height exclusion

Why does my GL policy exclude work above 50 feet?How do I remove a height exclusion from my GL policy?What is the difference between a 15-foot, 25-foot, and 50-foot height exclusion?Does a height exclusion void my additional insured coverage for the tower owner?

In-depth guides

The Complete Guide to Tower Contractor Insurance9 sections · 5 FAQsMSA Insurance Requirements for Tower Contractors: The Definitive Guide6 sections · 5 FAQs

Related terms

Occurrence FormOccupational AccidentEmployers Liability

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