Vendor MSA guides

Insurance requirement breakdowns for the five major turf vendors and tower owners that issue MSAs to telecom subcontractors. Each guide includes a full requirements table, compliance tips, and FAQs.

Crown Castle

Moderate

Crown Castle is the largest US tower owner with approximately 40,000 towers and 85,000+ small cell nodes. Their MSA insurance requirements are generally middle-of-road compared to other major towercos.

Tower Owner / Infrastructure Provider·12 coverage lines·4 FAQs

SBA Communications

Low

SBA Communications owns approximately 39,000 towers in the US and is generally considered to have the least demanding MSA insurance requirements among the major towercos.

Tower Owner / Infrastructure Provider·12 coverage lines·3 FAQs

American Tower

Moderate

American Tower owns approximately 43,000 towers in the US and has MSA requirements that closely mirror Crown Castle, with stricter inland marine and waiver of subrogation provisions.

Tower Owner / Infrastructure Provider·13 coverage lines·3 FAQs

Ericsson

High

Ericsson operates as an OEM and turf vendor for carrier-managed network deployments. Their MSA requirements are more demanding than towercos, particularly for professional liability and pollution coverage.

OEM / Turf Vendor·14 coverage lines·3 FAQs

Nokia

Very High

Nokia is the most demanding turf vendor for subcontractor insurance requirements. Their MSA requires $2M GL occurrence, $2M auto CSL, and umbrella limits up to $25M.

OEM / Turf Vendor·14 coverage lines·3 FAQs

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