Tower Contractor Insurance

Tower Erection & Stacking insurance in California

Tower erection crews in California face some of the highest fall-from-height exposures in construction. Massive small cell and DAS market. Largest wireless infrastructure spend in the U.S. In California, workers compensation is mandatory for employers, making compliant coverage essential before mobilizing to any job site.

Workers Compensation in California

Mandatory

Required for all employers with 1+ employees. Strict enforcement. High rates for tower class codes.

Licensing Requirements

CSLB C-7 (Low Voltage Systems) license required for telecom work.

Key Exposures

  • Falls from height (primary fatality risk)
  • Gin pole and rigging failure
  • Structural collapse during erection
  • Crane and boom truck operations
  • Dropped objects and tools
  • Subcontractor injury (action-over exposure)

Typical Coverage Program

  • GL without height exclusion
  • Workers comp (tower erection class codes)
  • Umbrella to $5M-$10M
  • Inland marine for gin poles and rigging
  • Crane/boom truck coverage
  • Additional insured with primary/noncontributory

Market Context

Massive small cell and DAS market. Largest wireless infrastructure spend in the U.S.

Get a coverage review for tower erection & stacking in California

Find out if your current program meets turf vendor and carrier MSA requirements for tower erection & stacking work in California.

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Free coverage review for tower contractors.

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