Tower Maintenance & Inspection insurance in California
Tower maintenance and inspection crews in California climb existing structures to service antennas, lighting, and equipment — often on aging infrastructure with unknown conditions. Massive small cell and DAS market. Largest wireless infrastructure spend in the U.S. In California, workers compensation is mandatory for employers.
Workers Compensation in California
Mandatory
Required for all employers with 1+ employees. Strict enforcement. High rates for tower class codes.
Licensing Requirements
CSLB C-7 (Low Voltage Systems) license required for telecom work.
Key Exposures
- Falls from height on existing structures
- Structural deficiency on aging towers
- RF exposure from active antennas
- Weather exposure (lightning, wind)
- Electrical contact
- Solo/remote work locations
Typical Coverage Program
- GL without height exclusion
- Workers comp (tower class codes)
- Umbrella to $5M
- Inland marine (test equipment, tools)
- Commercial auto
- Occupational accident (for 1099 climbers)
Market Context
Massive small cell and DAS market. Largest wireless infrastructure spend in the U.S.
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