Tower Contractor Insurance

Rooftop Site Installation insurance in Connecticut

Installing wireless equipment on rooftops across Connecticut creates exposures around waterproofing damage, falls from roof edges, and building system interference. Required for all employers with 1+ employees. Coverage must protect both the contractor and the building owner.

Workers Compensation in Connecticut

Mandatory

Required for all employers with 1+ employees.

Licensing Requirements

E-1 or E-2 electrical license may apply to certain telecom installations.

Key Exposures

  • Falls from roof edge
  • Structural damage to building
  • Waterproofing/roof membrane damage
  • Property damage to building systems
  • Elevator/shaft access incidents
  • Building tenant disruption claims

Typical Coverage Program

  • GL with property damage focus
  • Workers comp
  • Umbrella to $3M-$5M
  • Installation floater
  • Professional liability
  • Building owner as additional insured

Market Context

Dense small cell deployment in Hartford and Fairfield County corridors.

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