Tower Erection & Stacking insurance in Florida
Tower erection crews in Florida face some of the highest fall-from-height exposures in construction. Top-5 wireless construction market. Hurricane hardening drives ongoing tower work. In Florida, workers compensation is mandatory for employers, making compliant coverage essential before mobilizing to any job site.
Workers Compensation in Florida
Mandatory
Required for construction employers with 1+ employees. Strict enforcement for construction trades.
Licensing Requirements
Electrical or specialty contractor license may be required depending on scope.
Key Exposures
- Falls from height (primary fatality risk)
- Gin pole and rigging failure
- Structural collapse during erection
- Crane and boom truck operations
- Dropped objects and tools
- Subcontractor injury (action-over exposure)
Typical Coverage Program
- GL without height exclusion
- Workers comp (tower erection class codes)
- Umbrella to $5M-$10M
- Inland marine for gin poles and rigging
- Crane/boom truck coverage
- Additional insured with primary/noncontributory
Market Context
Top-5 wireless construction market. Hurricane hardening drives ongoing tower work.
Get a coverage review for tower erection & stacking in Florida
Find out if your current program meets turf vendor and carrier MSA requirements for tower erection & stacking work in Florida.
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