Tower Contractor Insurance

Tower Erection & Stacking insurance in Massachusetts

Tower erection crews in Massachusetts face some of the highest fall-from-height exposures in construction. Dense urban small cell deployment in Boston metro. In Massachusetts, workers compensation is mandatory for employers, making compliant coverage essential before mobilizing to any job site.

Workers Compensation in Massachusetts

Mandatory

Required for all employers with 1+ employees.

Licensing Requirements

Telecommunications license required for certain installations.

Key Exposures

  • Falls from height (primary fatality risk)
  • Gin pole and rigging failure
  • Structural collapse during erection
  • Crane and boom truck operations
  • Dropped objects and tools
  • Subcontractor injury (action-over exposure)

Typical Coverage Program

  • GL without height exclusion
  • Workers comp (tower erection class codes)
  • Umbrella to $5M-$10M
  • Inland marine for gin poles and rigging
  • Crane/boom truck coverage
  • Additional insured with primary/noncontributory

Market Context

Dense urban small cell deployment in Boston metro.

Get a coverage review for tower erection & stacking in Massachusetts

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