Tower Maintenance & Inspection insurance in Massachusetts
Tower maintenance and inspection crews in Massachusetts climb existing structures to service antennas, lighting, and equipment — often on aging infrastructure with unknown conditions. Dense urban small cell deployment in Boston metro. In Massachusetts, workers compensation is mandatory for employers.
Workers Compensation in Massachusetts
Mandatory
Required for all employers with 1+ employees.
Licensing Requirements
Telecommunications license required for certain installations.
Key Exposures
- Falls from height on existing structures
- Structural deficiency on aging towers
- RF exposure from active antennas
- Weather exposure (lightning, wind)
- Electrical contact
- Solo/remote work locations
Typical Coverage Program
- GL without height exclusion
- Workers comp (tower class codes)
- Umbrella to $5M
- Inland marine (test equipment, tools)
- Commercial auto
- Occupational accident (for 1099 climbers)
Market Context
Dense urban small cell deployment in Boston metro.
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