Fiber Construction insurance in Montana
Remote tower maintenance. Limited new construction. Fiber contractors in Montana need GL with underground and excavation coverage, fleet auto policies, and pollution liability for boring fluids. No state telecom-specific license.
Workers Compensation in Montana
Mandatory
Required for all employers. State Fund is sole provider.
Licensing Requirements
No state telecom-specific license.
Key Exposures
- Underground utility strikes
- Aerial work from bucket trucks
- Traffic control exposure
- Directional bore damage to existing utilities
- Repetitive motion injuries (splicing)
- Fleet exposure (large truck fleets)
Typical Coverage Program
- GL with underground/excavation coverage
- Workers comp
- Commercial auto (fleet)
- Umbrella to $3M-$5M
- Inland marine (splicing equipment, OTDR)
- Pollution liability (boring fluids)
Market Context
Remote tower maintenance. Limited new construction.
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