Tower Contractor Insurance

Rooftop Site Installation insurance in New Jersey

Dense urban DAS and small cell. High-value market. Rooftop contractors in New Jersey need property-damage-focused GL, installation floaters, and building-owner additional-insured endorsements. Electrical contractor license may apply.

Workers Compensation in New Jersey

Mandatory

Required for all employers. High premium state.

Licensing Requirements

Electrical contractor license may apply.

Key Exposures

  • Falls from roof edge
  • Structural damage to building
  • Waterproofing/roof membrane damage
  • Property damage to building systems
  • Elevator/shaft access incidents
  • Building tenant disruption claims

Typical Coverage Program

  • GL with property damage focus
  • Workers comp
  • Umbrella to $3M-$5M
  • Installation floater
  • Professional liability
  • Building owner as additional insured

Market Context

Dense urban DAS and small cell. High-value market.

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