Tower Contractor Insurance

Small Cell & DAS Installation insurance in New Mexico

DAS and small cell crews deploying across New Mexico face unique exposures including RF during commissioning and property damage to utility poles and streetlights. Required for employers with 3+ employees in construction. Proper coverage protects against the high frequency of urban installations.

Workers Compensation in New Mexico

Mandatory

Required for employers with 3+ employees in construction.

Licensing Requirements

EE-98J journeyman license for low voltage.

Key Exposures

  • Work at height (typically 25-60 feet)
  • Traffic exposure (roadside installations)
  • Electrical contact
  • Property damage to host structures
  • RF exposure during commissioning
  • High volume increases frequency risk

Typical Coverage Program

  • GL with broad form coverage
  • Workers comp
  • Commercial auto (frequent site-to-site travel)
  • Umbrella to $3M-$5M
  • Property damage/installation floater
  • Professional liability (site design/analysis)

Market Context

Rural tower buildout. Border infrastructure.

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