Tower Contractor Insurance

Small Cell & DAS Installation insurance in New York

Installing distributed antenna systems in New York requires insurance that accounts for lower heights but higher volume. NYC requires specific permits for tower work. Low voltage license varies by locality. NYC is the largest DAS and small cell market in the country.

Workers Compensation in New York

Mandatory

Required for all employers. Must obtain from State Insurance Fund or authorized carrier.

Licensing Requirements

NYC requires specific permits for tower work. Low voltage license varies by locality.

Key Exposures

  • Work at height (typically 25-60 feet)
  • Traffic exposure (roadside installations)
  • Electrical contact
  • Property damage to host structures
  • RF exposure during commissioning
  • High volume increases frequency risk

Typical Coverage Program

  • GL with broad form coverage
  • Workers comp
  • Commercial auto (frequent site-to-site travel)
  • Umbrella to $3M-$5M
  • Property damage/installation floater
  • Professional liability (site design/analysis)

Market Context

NYC is the largest DAS and small cell market in the country.

Get a coverage review for small cell & das installation in New York

Find out if your current program meets turf vendor and carrier MSA requirements for small cell & das installation work in New York.

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