Tower Contractor Insurance

Tower Erection & Stacking insurance in New York

Operating tower erection crews in New York means navigating state-specific insurance and licensing requirements alongside carrier contract mandates. NYC requires specific permits for tower work. Low voltage license varies by locality. NYC is the largest DAS and small cell market in the country.

Workers Compensation in New York

Mandatory

Required for all employers. Must obtain from State Insurance Fund or authorized carrier.

Licensing Requirements

NYC requires specific permits for tower work. Low voltage license varies by locality.

Key Exposures

  • Falls from height (primary fatality risk)
  • Gin pole and rigging failure
  • Structural collapse during erection
  • Crane and boom truck operations
  • Dropped objects and tools
  • Subcontractor injury (action-over exposure)

Typical Coverage Program

  • GL without height exclusion
  • Workers comp (tower erection class codes)
  • Umbrella to $5M-$10M
  • Inland marine for gin poles and rigging
  • Crane/boom truck coverage
  • Additional insured with primary/noncontributory

Market Context

NYC is the largest DAS and small cell market in the country.

Get a coverage review for tower erection & stacking in New York

Find out if your current program meets turf vendor and carrier MSA requirements for tower erection & stacking work in New York.

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Free coverage review for tower contractors.

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