Tower Erection & Stacking insurance in Texas
Largest tower construction market in the U.S. Dallas, Houston, Austin, and San Antonio are all top-20 buildout markets. Tower erection contractors working in Texas need GL without height exclusions, inland marine for rigging, and umbrella limits that satisfy carrier MSA requirements. Workers compensation is not mandatory. However, virtually all MSAs and turf vendor contracts require it regardless of state law. Nonsubscribers lose common-law defenses.
Workers Compensation in Texas
Workers compensation is not mandatory. However, virtually all MSAs and turf vendor contracts require it regardless of state law. Nonsubscribers lose common-law defenses.
Licensing Requirements
No state contractor license. Local permits may apply.
Key Exposures
- Falls from height (primary fatality risk)
- Gin pole and rigging failure
- Structural collapse during erection
- Crane and boom truck operations
- Dropped objects and tools
- Subcontractor injury (action-over exposure)
Typical Coverage Program
- GL without height exclusion
- Workers comp (tower erection class codes)
- Umbrella to $5M-$10M
- Inland marine for gin poles and rigging
- Crane/boom truck coverage
- Additional insured with primary/noncontributory
Market Context
Largest tower construction market in the U.S. Dallas, Houston, Austin, and San Antonio are all top-20 buildout markets.
Get a coverage review for tower erection & stacking in Texas
Find out if your current program meets turf vendor and carrier MSA requirements for tower erection & stacking work in Texas.
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