Tower Contractor Insurance

Rooftop Site Installation insurance in Washington

Installing wireless equipment on rooftops across Washington creates exposures around waterproofing damage, falls from roof edges, and building system interference. Required for all employers. State fund (L&I) is monopolistic for base coverage. Coverage must protect both the contractor and the building owner.

Workers Compensation in Washington

Mandatory

Required for all employers. State fund (L&I) is monopolistic for base coverage.

Licensing Requirements

Electrical/telecommunications contractor license (06A).

Key Exposures

  • Falls from roof edge
  • Structural damage to building
  • Waterproofing/roof membrane damage
  • Property damage to building systems
  • Elevator/shaft access incidents
  • Building tenant disruption claims

Typical Coverage Program

  • GL with property damage focus
  • Workers comp
  • Umbrella to $3M-$5M
  • Installation floater
  • Professional liability
  • Building owner as additional insured

Market Context

Seattle metro small cell and DAS. Tech campus infrastructure.

Get a coverage review for rooftop site installation in Washington

Find out if your current program meets turf vendor and carrier MSA requirements for rooftop site installation work in Washington.

Request a Coverage Review

Free coverage review for tower contractors.

Free Coverage Review